The bankruptcy law identify alimony and child support as domestic support obligations and do not allow them to be discharged, either in a Chapter 7 liquidation or a Chapter 13 reorganization. You can discharge the obligations of a divorce property settlement in a Chapter 13, but not in Chapter 7.
Student loan arrearages can be discharged, but only in rare situations. To permanently rid yourself of the obligation to repay student loan debt, you must file an additional petition, known as an “adversary proceeding.” The courts use a number of different tests to determine whether student loan obligations are dischargeable:
As with student loan obligations, some tax arrearages may be discharged, but only in extremely limited circumstances:
At the office of Howard N. Sobel, we provide personal bankruptcy counsel to men and women throughout the state of New Jersey. Contact our office online or call us at 856-424-6400 to set up a free initial consultation. Evening and weekend appointments can be arranged upon request. We accept all major credit cards.
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