Blog
- Chapter 7 Bankruptcy—The Basics
Aug 28, 2019
What Is a Chapter 7 Bankruptcy Filing? How Do You Qualify? When you’re struggling to meet your financial obligations, whether you’ve lost your job, suffered a serious injury, been through a divorce or encountered other unexpected expenses, a bankruptcy filing can help you get back on your feet. That’s why the laws are there—to give people a fresh start when circumstances become overwhelming. If you’ve considered bankruptcy as an option, you may know that there...Read More - Strategies for Collecting a Commercial Debt
Aug 19, 2019
Steps to Take When a Client or Customer Fails to Pay When you run a small business, it’s almost inevitable that you’ll have to spend some time chasing payments from customers or clients. Here are some strategies to help improve your chances of collecting that commercial debt: Notify the debtor as soon as payment is late—If you expect payment within 30 days, provide written notice of the delinquency on day 31. This will show your...Read More - The Penalties for Driving While Intoxicated in New Jersey
Aug 2, 2019
What to Expect When You’ve Been Charged with a DWI in New Jersey In New Jersey, as in most states, if you are pulled over by police and a blood alcohol test is administered, you can be arrested and charged with driving under the influence if your blood alcohol content (BAC) is .08 or higher. You don’t need to be on the road, and can even be booked for DWI if you get behind the...Read More - Happy 4th of July 2019
Jul 4, 2019
...Read More - How Does a Bankruptcy Filing Affect a Co-Signer on a Debt?
Jul 2, 2019
Often, when you’re having financial struggles, you can obtain some credit and secure some needed items by getting a friend or family member to co-sign for a debt. But what are the consequences for the co-signer if your financial situation doesn’t improve and you decide to file for bankruptcy protection? A bankruptcy filing generally has no impact on the co-signer…that person’s obligations under the agreement are still in effect. The person who filed for bankruptcy...Read More - Extinguishing Credit Card Debt in Bankruptcy
Jul 1, 2019
Avoiding the Presumption for Fraud for Credit Card Purchases If you’re seeking bankruptcy protection because your credit card debt has become unmanageable—you’re not alone. It’s one of the most common reasons consumers file for Chapter 7 bankruptcy protection. In addition, because credit card debt is considered unsecured, you can discharge (permanently rid yourself of) credit card debt without having to return any goods purchased. You have to be extremely careful, though. If you run up...Read More - Common Causes of Pedestrian Accidents
Apr 29, 2019
The Centers for Disease Control (CDC) estimates that more than 350 pedestrians require emergency medical care every day after being struck by a car, and that an average of 16 pedestrians are killed daily across the United States. The causes of these very serious accidents are varied: Turns into crosswalks—the most frequent situation leading to a motor vehicle-pedestrian collision involves a driver turning either left or right into the crosswalk, hitting a pedestrian who has...Read More - Insurance Coverage after a Pedestrian Accident
Apr 16, 2019
How Does an Injured Pedestrian Cover Medical Expenses? When you have been injured as a pedestrian because of the carelessness or negligence of a motorist, chances are strong that your injuries will be serious, requiring hospitalization and even long-term physical therapy or rehabilitation. In the immediate aftermath of the accident, you’ll likely have questions about how your medical expenses will be paid. If the accident happens while you are on the job, there’s a good...Read More - Affirmative Defenses to Allegations of Breach of Contract
Mar 20, 2019
If you’re in business, you have regular exposure to contracts, both written and oral. You may also have the experience of dealing with situations where a party has failed to meet obligations under an agreement. Though the breach of a contract can often be the basis for legal action, there are certain “affirmative defenses” that can be raised, which can absolve you of liability. The Common Affirmative Defenses to Breach of Contract Typical affirmative defenses...Read More - Understanding Wrongful Discharge
Mar 7, 2019
When Is Termination of Employment Illegal? Your job is one of the most important parts of your life. It brings self-esteem and provides you with the resources to take of yourself and your loved ones. Few things can be more devastating than getting fired. When that happens, one of the first questions you need to ask is “was the termination legal?” Employment at Will To understand wrongful discharge, you also need to understand the concept...Read More