What You Can Expect and What You Need to Bring When your financial situation has deteriorated and there's no reasonable prospect for immediate relief, a bankruptcy filing will often be the best way to get a fresh financial start. It's important, … [Read more...]
What to Look for When Hiring a Bankruptcy Attorney
The Factors You Want to Consider When Retaining Bankruptcy Counsel You've been hurt or diagnosed with an illness that prevents you from working. Maybe you've lost your job or find yourself in the middle of a divorce. If you're struggling financially … [Read more...]
Bankruptcy and Credit Cards
Can You Keep a Credit Card? Can You Get a New One after a Bankruptcy? Unmanageable credit card debt is a common cause of many personal bankruptcy filings. But what if you don't have significant outstanding credit card debt. Maybe you had an injury … [Read more...]
Rebuilding Your Credit after Bankruptcy
Reestablishing a Good Credit Rating after a Chapter 7 or Chapter 13 Filing When you seek protection from creditors through Chapter 7 or Chapter 13, your credit score is going to take a hit—it simply can't be avoided. But that doesn't mean that … [Read more...]
Factors to Consider before Filing for Bankruptcy
Helping You Decide Whether to Seek Protection You’ve suffered an injury or you have an illness. Maybe you can’t work or you’ve incurred thousands of dollars in medical bills that your insurance company won’t reimburse. You’ve tried to work out … [Read more...]
Discharging Medical Bills in Bankruptcy
Permanently Eliminating the Obligation to Payment Medical Debt You’ve been seriously injured in a slip and fall or motor vehicle accident, and your insurance company won’t cover all the costs of your medical care. As a consequence, your medical … [Read more...]
Choosing between the Federal and State Bankruptcy Exemptions
Making the Right Decision in a New Jersey Chapter 7 Bankruptcy Filing When you qualify to file for protection under Chapter 7 of the American bankruptcy laws, you'll have the right to permanently rid yourself of many of your debts. In exchange, … [Read more...]
The Advantages of Filing a Chapter 13 Bankruptcy
How a Debtor's Reorganization Can Help You Get a Fresh Start You're struggling to make ends meet and have been considering filing for bankruptcy protection. You'll generally have a couple of options—the discharge of debt through a Chapter 7 filing … [Read more...]
Property that Can Be Protected in a Chapter 7 Bankruptcy
Minimizing the Loss of Property in a New Jersey Liquidation Proceeding When you file for protection under Chapter 7 of the bankruptcy laws, you have the right to permanently discharge certain debts, so that you'll never have to make payments on them … [Read more...]
Debts that Are Difficult to Extinguish in a Bankruptcy Filing
Making Certain You Get the Maximum Benefit from a Bankruptcy Petition You're struggling to meet your financial obligations, whether because of the loss of a job, an unexpected illness or other personal crisis. When you compare your two primary … [Read more...]
