Debunking the False Information about Your Rights under Chapter 7 and 13 You've lost your job or you've been hurt and can't work. You're falling further behind in virtually every financial obligation and there are no realistic prospects for a change … [Read more...]
What is the Automatic Stay in Bankruptcy?
How Does It Protect You? When Does It Go Into Effect? What Happens If It Is Violated? When you're struggling to meet your financial obligations, whether as a result of an injury or illness, the loss of a job, or a divorce, one of the most difficult … [Read more...]
When You Might File for Chapter 13 Reorganization
The Reasons for Choosing Chapter 13 Over Chapter 7 If you're struggling to make ends meet and have concluded that your best way forward is through the filing of a personal bankruptcy petition, a Chapter 7 may seem like the best choice. After all, … [Read more...]
Chapter 7 Bankruptcy Petitions
What Is a Chapter 7 Filing? What Restrictions Apply to Chapter 7? Life has thrown you a curve. Maybe you've been hurt in an accident or you're suffering from a serious illness, making it difficult or impossible for you to work. Maybe the effects of … [Read more...]
Get a Fresh Financial Start in 2023
The Benefits of Filing for Personal Bankruptcy Protection If you’re like many Americans, you started 2023 with financial concerns. Maybe you lost you job last year or maybe you suffered a serious injury or illness. Regardless of the reason, … [Read more...]
Wishing You And Yours A Merry Christmas & Happy New Year
Taking the Right Steps in Preparation for Bankruptcy
Things You Do and Don't Want to Do before Filing for Protection There's an erroneous perception that bankruptcy is a bad thing, that it's a sign of failure or irresponsibility, that it's going to ruin you financially for the rest of your life. Those … [Read more...]
Happy Thanksgiving
The Means Test for Chapter 7 Bankruptcy Eligibility
Mistakes to Avoid When Submitting to the Means Test If you're looking to get a fresh start in bankruptcy and you want to wipe out whatever debts you can, you'll need to submit to a means test, so that you can file for protection under Chapter 7 of … [Read more...]
Debts You Should Pay While in Bankruptcy
The Limits of the Automatic Stay One of the most tangible benefits of a personal bankruptcy filing is the immediate application of the automatic stay, which allows you to suspend payment on those debts included in the petition while you either move … [Read more...]
