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The Treatment of Recent Payments in a Bankruptcy Proceeding

What is a Preference? How Will It Affect Your Bankruptcy Filing? Sometimes you have a pretty clear sense that you're heading toward bankruptcy, and sometimes you don't. You may be working hard to get all your vendors paid but unable to get over the hump without the protection of American bankruptcy laws. When you file for bankruptcy, the court … [Read more...]

Cramdowns in Chapter 13 Bankruptcy Filings

What Is a Cramdown? How Do You Qualify? When you need protection under American bankruptcy laws but don't qualify to discharge debts under Chapter 7, you still can secure significant benefits with a Chapter 13 reorganization. In addition to obtaining the protection of the automatic stay, which prohibits creditors from calling, writing, or taking … [Read more...]

Fraudulent Transfers in Bankruptcy

What They Are | How to Avoid Them The American bankruptcy laws were established to provide debtors with an opportunity for a fresh start. Bankruptcy allows you either to discharge or restructure debt and protects you from harassment by creditors. But there are rules you must follow that insure the process also is fair to creditors. One of the most … [Read more...]

Happy Thanksgiving 2019

"Let me encourage you to get up every day and focus on what you do have in life. Be thankful for the blessings of the little things, even when you don't get what you expect." – Victoria Osteen … [Read more...]

Common Causes of Winter Weather Motor Vehicle Accidents in New Jersey

How Accidents Happen | Strategies for Avoiding Winter Weather Crashes If you've ever driven in New Jersey in the winter months, you know it can sometimes be a daunting task, particularly if there's been a recent snow or, worse yet, freezing rain. According to the Federal Highway Administration, about one in every four weather-related accidents … [Read more...]

Key Documents You Need When Starting a New Business

Take the Right Steps to Maximize Your Chances of Success Going into business for yourself will almost always be a bit nerve-wracking. There are seemingly endless details to which you must attend, and unknown factors will always have an impact on your enterprise. But when you start a business, there are a number of documents you should put in place … [Read more...]

Happy Veterans Day 2019

"On this Veterans Day, let us remember the service of our veterans, and let us renew our national promise to fulfill our sacred obligations to our veterans and their families who have sacrificed so much so that we can live free." – Dan Lipinski … [Read more...]

An S Corporation or a Limited Liability Company

What's the Best Business Structure for Your Enterprise? You're planning on starting your own business. One of the first and most important questions involves your choice of legal form. For many new business owners, the choice often comes down to a subchapter S corporation or a limited liability company (LLC). What are they and what are the … [Read more...]

Strategies for a Successful Residential Home Purchase

Making Certain You Protect Your Investment If you're like most people, you'll never make a bigger investment in anything than you will in your home. The purchase of real estate can be an extremely complex transaction, with extensive documents addressing a wide range of details. Here are some specific measures you can employ to help avoid potential … [Read more...]

Property Defects in a Commercial Lease

Can You Terminate a Commercial Lease because of a Property Defect? When you lease property, whether it's residential or commercial, you expect that the premises will be in a condition that allows you to either safely reside or conduct your business there. Though such warranties are almost never expressly stated in the language of a property lease, … [Read more...]