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Happy Halloween!

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Why You Want an Attorney Present at a Real Estate Closing

If you are like most people, the single biggest investment of your life will be your home. It's a transaction that involves a substantial number of complex items, from the Agreement of Sale, Home Inspections, from the mortgage documents to the Commitment for Title Insurance and the Deed. When this much money is at stake, it's a wise decision to … [Read more...]

2017 Top Attorney – Howard Sobel named 2017 SJ Magazine Top Attorney – Debt Collection

We are pleased to announce that Howard N. Sobel has been selected to the 2017 SJ Magazine Top Attorneys list in the Debt Collection practice area. This is Howard's fifth time to be selected as a 2017 SJ Magazine Top Attorneys list. The 2017 SJ Magazine Top Attorney list is exclusive. SJ Magazine asks attorneys to tell them which of their peers are … [Read more...]

The Means Test in a Chapter 7 Bankruptcy Proceeding

When you're looking to file for personal bankruptcy protection, there are generally two options—a Chapter 7 liquidation proceeding and a Chapter 13 "Wage Earner’s Plan." For most of the history of American bankruptcy law, there were few limits on which route you could choose. However, in 2005, Congress made sweeping changes to the bankruptcy laws, … [Read more...]

What to Expect When You File a Personal Injury Lawsuit – Part Three

All the pleadings have been filed, the discovery phase is done, and the court has heard all evidentiary and dispositive motions. You're not quite ready for trial yet. The Pre-Trial Conference The judge will typically call for a conference prior to trial. Don't be surprised if there's arm-twisting to try to get you to settle. The judge would … [Read more...]

What to Expect When You File a Personal Injury Lawsuit – Part Two

So you've filed your complaint or answer, you've completed the discovery process. There's still much that has to happen before opening statements can be made at trial. Pre-Trial Motions Trials are expensive and time-consuming and most courts have very full dockets. As a consequence, there's a strong incentive to resolve legal matters short of … [Read more...]

Happy Independence Day

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What to Expect When You File a Personal Injury Lawsuit – Part One

You've been hurt because of someone else's negligence or carelessness, and all your losses won't be covered by insurance. If you've never been involved in a lawsuit before, you may have questions about what to expect. In this series of blogs, we'll walk you through the typical process for a personal injury lawsuit. Step One — File Your Claim in … [Read more...]

The Different Types of Business Structures in New Jersey

If you are planning to start a new business enterprise in New Jersey, one of the first decisions you have to make is your choice of business form—what legal structure do you want to use for the business? Here are the advantages and disadvantages of the most common business forms in New Jersey. Sole Proprietorship Though a sole proprietorship … [Read more...]

Law Offices of Howard N. Sobel, Esq. Wins Appeal

Howard N. Sobel, Esq. Successfully Argues Copier Lease Case As set forth in the case opinion below, attorney Howard N. Sobel has successfully argued an appeal concerning a copier lease agreement for his client Canon Financial Services, Inc. (“CFS”). In an opinion handed down on June 12, 2017, the Superior Court of New Jersey, Appellate Division, … [Read more...]