When you're looking to file for personal bankruptcy protection, there are generally two options—a Chapter 7 liquidation proceeding and a Chapter 13 "Wage Earner's Plan." For most of the history of American bankruptcy law, there were few limits on … [Read more...]
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Can You Use Chapter 7 to Permanently Rid Yourself of Medical Debt?
Aug 30, 2024Getting a Fresh Start When You're Overwhelmed by Medical Bills You've been sick or gotten hurt in an accident, and you've needed extensive medical care, some of it unreimbursed by insurance. As a result, you've run up substantial medical bills, which you simp...
Read MoreWill a Bankruptcy Filing Permanently Ruin Your Credit Rating?
Aug 21, 2024The Short- and Long-Term Impact of a Bankruptcy on Your Ability to Obtain Credit There's a common misconception that filing for bankruptcy protection will be the death of your credit rating, that you'll be forced to pay cash for everything for the rest of you...
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