Making the Right Decision in a New Jersey Chapter 7 Bankruptcy Filing When you qualify to file for protection under Chapter 7 of the American bankruptcy laws, you'll have the right to permanently rid yourself of many of your debts. In exchange, … [Read more...]
The Advantages of Filing a Chapter 13 Bankruptcy
How a Debtor's Reorganization Can Help You Get a Fresh Start You're struggling to make ends meet and have been considering filing for bankruptcy protection. You'll generally have a couple of options—the discharge of debt through a Chapter 7 filing … [Read more...]
Property that Can Be Protected in a Chapter 7 Bankruptcy
Minimizing the Loss of Property in a New Jersey Liquidation Proceeding When you file for protection under Chapter 7 of the bankruptcy laws, you have the right to permanently discharge certain debts, so that you'll never have to make payments on them … [Read more...]
Debts that Are Difficult to Extinguish in a Bankruptcy Filing
Making Certain You Get the Maximum Benefit from a Bankruptcy Petition You're struggling to meet your financial obligations, whether because of the loss of a job, an unexpected illness or other personal crisis. When you compare your two primary … [Read more...]
Dispelling the Myths Surrounding Bankruptcy
Debunking the False Information about Your Rights under Chapter 7 and 13 You've lost your job or you've been hurt and can't work. You're falling further behind in virtually every financial obligation and there are no realistic prospects for a change … [Read more...]
What is the Automatic Stay in Bankruptcy?
How Does It Protect You? When Does It Go Into Effect? What Happens If It Is Violated? When you're struggling to meet your financial obligations, whether as a result of an injury or illness, the loss of a job, or a divorce, one of the most difficult … [Read more...]
When You Might File for Chapter 13 Reorganization
The Reasons for Choosing Chapter 13 Over Chapter 7 If you're struggling to make ends meet and have concluded that your best way forward is through the filing of a personal bankruptcy petition, a Chapter 7 may seem like the best choice. After all, … [Read more...]
Chapter 7 Bankruptcy Petitions
What Is a Chapter 7 Filing? What Restrictions Apply to Chapter 7? Life has thrown you a curve. Maybe you've been hurt in an accident or you're suffering from a serious illness, making it difficult or impossible for you to work. Maybe the effects of … [Read more...]
Get a Fresh Financial Start in 2023
The Benefits of Filing for Personal Bankruptcy Protection If you’re like many Americans, you started 2023 with financial concerns. Maybe you lost you job last year or maybe you suffered a serious injury or illness. Regardless of the reason, … [Read more...]
Taking the Right Steps in Preparation for Bankruptcy
Things You Do and Don't Want to Do before Filing for Protection There's an erroneous perception that bankruptcy is a bad thing, that it's a sign of failure or irresponsibility, that it's going to ruin you financially for the rest of your life. Those … [Read more...]
